Pet Insurance - YorkieTalk.com Forums

tinalove · 01-15-2012, 07:49 AM

Can anyone here give some recommendation for a good and also reasonably priced pet insurance for a puppy? I have a care credit card but I would like to reserve that my children and Kirby (who does not have pet insurance any longer).

tinalove · 01-15-2012, 08:08 AM

I have been doing some research and I am starting to think it would be better just to put the amount of the premimums in a savings fund. My vet is very reasonable.

Wylie's Mom · 01-15-2012, 08:11 AM

I have PetPlan and I love it. Previously, I just didn't think pet ins was that great. Then I got ins for Pfeiffer when I got her as a pup. I love it. I will have all future pets on Ins.

Here is a thread to read: http://www.yorkietalk.com/forums/die...rifaj-dvm.html

qtyorkies · 01-15-2012, 08:19 AM

I really like Embrace Pet Insurance. It's easy to get a quote from them on their website, and they are not a hassle to deal with. You deal with Embrace employees in one office. Even the CEO will talk to you. If you go with them, then have your vet(s) send any and all medical notes and information on your dog even if it was just for a vaccine or a general checkup. This way they will have everything up front and when you send for a reimbursement all you need to send in is a one page claim form (vet fills most of it out), receipts, and to have your vet send in any notes and information on whatever you're getting a reimbursement on. They are very fast as long as you already have everything with them, and they will get back to you really quick if anything is missing to speed up your claim.

TwoforFun · 01-15-2012, 06:57 PM

Sorry, I have a credit card just for my dogs in case of an emergency.

sophias mommy · 01-15-2012, 07:05 PM

I have healthy paws. I'm SO glad I got insurance because Sophia has had a ton of problems, even though she's only 9 months. They have varying coverage options. So you can change your yearly deductible and percent reimbursment in order to get a monthly charge that you're comfortable paying. It's already paid for itself

gumbysuz · 01-16-2012, 10:08 AM

Can't go wrong with Embrace. Check it out.

LuvTaycieGirl · 01-17-2012, 08:55 AM

I have Trupanion and have had to use it alot over the last year. It has been nothing but wonderful. I recently did the math and over the course of last year I got back more then what I payed into over a 12 month period. Defiently got my moneys worth!

dottiesyrky · 01-17-2012, 10:43 AM

Trupanion is GREAT!

MikaTallulah · 01-18-2012, 04:08 AM

Quote:

Originally Posted by tinalove

I have been doing some research and I am starting to think it would be better just to put the amount of the premimums in a savings fund. My vet is very reasonable.

I use the savings method. I put aside money each month for my pets. I would have to pay several hundred dollars each money for pet insurance on my pets. It has always worked for me and my parents.

Good luck in your search though.

MFDiva · 01-19-2012, 11:05 AM

I did a lot of comparative research before going with Healthy Paws. The site I used for plan info and comparison is here
Compare dog insurance - Pet Insurance Review

Buster Brown · 01-19-2012, 11:55 AM

I use PetPlan in the first year of coverage I had over $4000 in vet bills they were prompt about payment. Remember it is better to get insurance before you find a problem. If a problem has all ready been diagnosed by the Vet it is a preexisting coverage. Also regardless if you have insurance or not it is wise to have an emergency fund as you will have to pay for the ER or Vet visit up front and be reimbursed later.

jeane · 01-20-2012, 05:48 PM

my vet adv to take the money that I would pay for insurance and put it in a savings account and i did// that way you can use it as u wish

RileyDC · 01-21-2012, 08:42 AM

I have TRUPANION.

Had to use it a few times in May, 2010 because of environmental allergy/ear infection issues... and they were GREAT!!

Marilynn · 01-22-2012, 09:01 AM

I have Healthy Paws. Didn't need last year but this year already have a claim! So far so good.

01-15-2012, 07:49 AM	#1
tinalove YT 500 Club Member Join Date: Sep 2011 Location: Orangeburg SC Posts: 567	Pet Insurance Can anyone here give some recommendation for a good and also reasonably priced pet insurance for a puppy? I have a care credit card but I would like to reserve that my children and Kirby (who does not have pet insurance any longer).

01-15-2012, 08:11 AM	#3
Wylie's Mom Furbutts = LOVE Donating Member Moderator Join Date: Jan 2005 Location: Phoenix, AZ Posts: 35,889 Blog Entries: 2	I have PetPlan and I love it. Previously, I just didn't think pet ins was that great. Then I got ins for Pfeiffer when I got her as a pup. I love it. I will have all future pets on Ins. Here is a thread to read: http://www.yorkietalk.com/forums/die...rifaj-dvm.html __________________ ~ A friend told me I was delusional. I nearly fell off my unicorn. ~ °¨¨¨°ºOº°¨¨¨° Ann \| Pfeiffer \| Marcel Verdel Purcell \| Wylie \| Artie °¨¨¨°ºOº°¨¨¨°

01-15-2012, 06:57 PM	#5
TwoforFun YT 500 Club Member Join Date: Jan 2010 Location: TX Posts: 646	Sorry, I have a credit card just for my dogs in case of an emergency. __________________ XOXO JiJi , JiJa Lil' Man and Mommy

01-15-2012, 07:05 PM	#6
sophias mommy YT 3000 Club Member Join Date: Jul 2011 Location: Northern Virginia Posts: 3,609	I have healthy paws. I'm SO glad I got insurance because Sophia has had a ton of problems, even though she's only 9 months. They have varying coverage options. So you can change your yearly deductible and percent reimbursment in order to get a monthly charge that you're comfortable paying. It's already paid for itself __________________ Sarah Sophia & Brody

01-16-2012, 10:08 AM	#7
gumbysuz Donating Senior Yorkie Talker Join Date: Jul 2010 Location: WA state Posts: 250	Can't go wrong with Embrace. Check it out. __________________ Suzi & Dori Vicki, Meggie, Snookie, Peach

01-15-2012, 08:08 AM	#2
tinalove YT 500 Club Member Join Date: Sep 2011 Location: Orangeburg SC Posts: 567	I have been doing some research and I am starting to think it would be better just to put the amount of the premimums in a savings fund. My vet is very reasonable.

01-15-2012, 08:19 AM	#4
qtyorkies Senior Yorkie Talker Join Date: Dec 2011 Location: Reno NV Posts: 95	I really like Embrace Pet Insurance. It's easy to get a quote from them on their website, and they are not a hassle to deal with. You deal with Embrace employees in one office. Even the CEO will talk to you. If you go with them, then have your vet(s) send any and all medical notes and information on your dog even if it was just for a vaccine or a general checkup. This way they will have everything up front and when you send for a reimbursement all you need to send in is a one page claim form (vet fills most of it out), receipts, and to have your vet send in any notes and information on whatever you're getting a reimbursement on. They are very fast as long as you already have everything with them, and they will get back to you really quick if anything is missing to speed up your claim.

01-17-2012, 08:55 AM	#8
LuvTaycieGirl Donating YT 500 Club Member Join Date: Jun 2010 Location: Salt Lake City UT,USA Posts: 2,726 Blog Entries: 1	I have Trupanion and have had to use it alot over the last year. It has been nothing but wonderful. I recently did the math and over the course of last year I got back more then what I payed into over a 12 month period. Defiently got my moneys worth! __________________ Emily and Taycie Love you little girl

01-17-2012, 10:43 AM	#9
dottiesyrky Donating YT Addict Join Date: Aug 2010 Location: SW USA Posts: 2,505	Insurance Trupanion is GREAT!

01-19-2012, 11:05 AM	#11
MFDiva Yorkie Talker Join Date: May 2011 Location: Astoria, NY USA Posts: 10	I did a lot of comparative research before going with Healthy Paws. The site I used for plan info and comparison is here Compare dog insurance - Pet Insurance Review

01-19-2012, 11:55 AM	#12
Buster Brown Donating YT 1000 Club Member Join Date: Oct 2009 Location: Toluca Lake, CA Posts: 5,491	I use PetPlan in the first year of coverage I had over $4000 in vet bills they were prompt about payment. Remember it is better to get insurance before you find a problem. If a problem has all ready been diagnosed by the Vet it is a preexisting coverage. Also regardless if you have insurance or not it is wise to have an emergency fund as you will have to pay for the ER or Vet visit up front and be reimbursed later. __________________ CarolynBuster Brown "The happiest people don't have the best of everything, they just make the best of everything."

01-20-2012, 05:48 PM	#13
jeane Donating YT 500 Club Member Join Date: Apr 2011 Location: montana Posts: 2,945	my vet adv to take the money that I would pay for insurance and put it in a savings account and i did// that way you can use it as u wish

01-21-2012, 08:42 AM	#14
RileyDC BANNED! Join Date: Jun 2010 Location: Washington DC Posts: 4,183	I have TRUPANION. Had to use it a few times in May, 2010 because of environmental allergy/ear infection issues... and they were GREAT!!

01-22-2012, 09:01 AM	#15
Marilynn YorkieTalk Newbie! Join Date: Jan 2012 Location: Morrisville,Pa. USA Posts: 4	I have Healthy Paws. Didn't need last year but this year already have a claim! So far so good.