Does anybody has pet insurance?

[sdnylz]

Because it seems like a good idea. For ex, I spent $224.00 last Wednesday in just one visit.

$125 teeth extraction
$49.99 Microchip
$50 vet consultation (I had some things I wanted the vet to check)

It would be nice to have an insurance plan to pay some of it.

I was checking a pet insurance in www.fetchdog.com

any ideas?

[kalina82]

I have VPI insurance with the wellness plan. Veterinary Pet Insurance (VPI) - Dog Insurance, Cat Insurance, Pet Health Insurance

[Patti]

I also have VPI for my 3 an it has really helped out.

[Elle2]

My quote is 45.00 per month. Huggy is already neutered, but my vet said that Yorkies should have their teeth cleaned yearly. I am also concerned about how little he is and even with me watching him, puppy proofing our house, etc., what else could happen. Huggy is my 1st little dog and 1st Yorkie. Do the majority of you feel this price is worth it and have insurance?

[kalina82]

Originally Posted by Elle2

My quote is 45.00 per month. Huggy is already neutered, but my vet said that Yorkies should have their teeth cleaned yearly. I am also concerned about how little he is and even with me watching him, puppy proofing our house, etc., what else could happen. Huggy is my 1st little dog and 1st Yorkie. Do the majority of you feel this price is worth it and have insurance?

i think its worth it. It covers morgans yearly exam, yearly dental (if i chose to do it), heartworm and flea meds, plus a lot of other general things. I pay $39 a month right now. It goes up every year apparently... and morgan has had it since she was 3. I also have the wellness and cancer package on her insurance.

[Sweet Apple]

I have Petplan, but only pay just under $18 a month for accident and illness...It doesn't cover teeth or spay, but gives me peace of mind, in case something happens...Petplan is one of the few that will cover pre-disposed issues pertinent to specific breeds, as long as they don't have them before they are insured...Things such as luxating pattella, liver shunt, collapsed trachea, hip dysplasia, pancreitis, and whatever things happen "after" they are insured for 30 days...If you decide to use them, would you consider PM'ing me for my policy # so I can get a referral fee to buy Apple something new lolol....

[Jemma]

I have Petplan with 100.00 Deductable and 80 percent reimbursement. They pay for all genetic and hereditary problems, and surgery if requited. They have been voted A plus. The only reason I didn't go with VPI is I checked BBB. Petplan had 3 against them but all 3 were resolved whereas VPI has 147 against them. Unless those figures have since changed. They do not cover a spay or teeth cleaning. They do cover extractions. I pay 22.00 a month
Hope this helps

[kalina82]

Originally Posted by Jemma

I have Petplan with 100.00 Deductable and 80 percent reimbursement. They pay for all genetic and hereditary problems, and surgery if requited. They have been voted A plus. The only reason I didn't go with VPI is I checked BBB. Petplan had 3 against them but all 3 were resolved whereas VPI has 147 against them. Unless those figures have since changed. They do not cover a spay or teeth cleaning. They do cover extractions. I pay 22.00 a month
Hope this helps

The plan i have with VPI covers either a spay or dental a year. So the first year i had her spayed and that was covered, and the next year i had a dental done and that was covered.

[BellaRose08]

We also have Petplan for Bella.

[Jemma]

Originally Posted by kalina82

The plan i have with VPI covers either a spay or dental a year. So the first year i had her spayed and that was covered, and the next year i had a dental done and that was covered.

That's great you have that Care Guard on it also?
But VPI has a benefit schedule and they don't extract teeth nor cover heridetary (sp) or genetic problems. Petplan covers all that and they don't have a benefit schedule. Basically, whatever it costs, it's gonna cost and they pay it. Not bad for 22 a month. I have the Silver plan for 22. They have a lower plan and a Gold plan. But as I said, they don't cover cleaning teeth or spay.