Advice needed please

[Abby's Mom]

Originally Posted by Shadow

I am not getting where you guys think there is a scam going on here.Looks like a honest mistake was made.
For instance I ordered a chair form Office Max and was to pick it uo three days later, well it didn't come, didn't come.I was getting irrated and they told me to come pick up the floor model and I did,Well two weels go by and the chair was never deducted from my account I had given them my debit/credit card at time of order.I call the store and they had never charged my card and thanked me for calling, the next day I was charged. Now, there is no way I would have felt right letting this go (call me stupid) I have found throughout my life thigs like this will always come back and bite you where it hurts. How could you have not know your cc was never charged?

I totally agree, she owes for the puppy, a mistake was made, we all make them, the store owner is out his/her money and thats wrong.

[chachi]

Originally Posted by Abby's Mom

I totally agree, she owes for the puppy, a mistake was made, we all make them, the store owner is out his/her money and thats wrong.

I agree

[Tiggerwit]

I think the store/breeder could have handled it a lot better then intimidation. If they had approached Willow and said hey we messed up blah blah blah I'd be more inclined to pay asap. However, it wouldn't hurt to make them sweat it a little based on how they've handled it. But that's just me.

[Tiger's Mom]

Originally Posted by Willow

Ok so I called the sheriff's office that the officer called me from and GUESS WHAT...the deputy on duty COULDN'T FIND A SINGLE CASE FILE ON IT! He took down my name and number and the name of the business and the dates of the transaction and he agreed with me that I should investigate and find out if I really owe the money before paying, but since HE HAS NO CLUE OR PAPERWORK that he can find pertaining to this "case" he said he will just leave a message for Hitchcock to call me first thing Wednesday morning. I asked him then if what Hitchcock is doing is wrong by calling and scaring me when there is no case can't he be in trouble for this? And he replied with I don't know and he got really nervous sounding and told me I had to talk to Hitchcock when he comes back on Wednesday because he can't find anything on it. I think the guy thought I was nuts!

I called the bank...they have NO RECORDS OF A CHECK BEING ISSUED AS NSF and they said they wouldn't send it to the police AND that THEY want a copy of this supposed check themselves. Oh and the bank is going to investigate further into it too because they want to know how someone got a check as NSF from them that they didn't send.

The prosecuting attorney's office has NO RECORD of it and they said that they have to have proof from the bank and if the bank is saying at this point it doesn't exist, don't worry about it! They said I cannot be held liable for an instore mistake especially since I have a receipt with an authorization number showing that the check was accepted. They said for me to go ahead and call myself an attorney tho just incase, so I called the one who has done work for us before and they said if there is no proof against me there is no case but if this cop tries to have me arrested on Wednesday then I am to call my attorney ASAP and they will get my case transferred to the local county office that this would have to take place in.
Because they have to have PROOF that I owe the money to get the money, and at this point I have proof I paid the money and there is NOTHING to prove that the check was a bad check or Nonsufficient funds whatever.

Something sure is fishy here . . .could very well be a SCAM. Be careful Alycia, I'd have for you to pay twice.

[sassypup]

Originally Posted by my2boyz

I agree...you should find some legal help with this.

so sorry to hear....wow, what a delimma. I would sell my left arm to keep my baby....most states have a free legal hotline run by paralegals that perhaps can guide you in the right directions.....good luck! I hope you keep your baby.

Jennie

[luvdorkyyorkies]

WHat a mess!
I dont know beans from apple butter really about this kind of thing.
.....But I thought I would put my two cents in to confuse you further.

For one if the breeder wasnt set up to take credit cards the transaction thru the pet store should have never happened. The way I understand it, it was not legal.
The breeder recieved the money, she was paid thru the pet store. THe pet store should be going after their friend "the breeder" for returned funds since they didnt even recieve funds from you.
Arent they not going after the wrong person?
THe breeder then needs to speak to you to get the funds. You bought the dog from her not the pet store right?
Sure doesnt help your frozen account, insufficient funds issue at this immediate time but sounds like they have the problem among themselves first.
WHos to say they have been calling a number and no one is answering because they werent calling the right number to begin with!!
Gosh If I was them I certainly wouldnt want to go to court with that big mess up they started.
I hope it resolves soon.
I would be very leary trying to resolve it without legal counsel. Sounds fishy and I would be afraid to hand over any money without it.

[yorkiepip]

I am totally gobsmacked reading all this!
Im glad you got to keep your Maddie thou!

[Kelz]

Wow what a crazy situation! i'm glad you are investigating it more! i'm curious to see what happens wed.

[windsor'smom]

I think payment should be made but also think you are owed an apology. What happened was not your fault and they went about trying to recoup the funds in a very dishonest manner. JMHO

[Willow]

I understand what everyone is saying, and I called the store owner today. She was NOT nice. Espcially after I told her I had called the bank and they had no record that a NSF check was issued.

PLUS she TOLD me that the money WAS deposited into her account....and that 32 days later it was taken back out for insufficient funds?? That doesn't make sense to me. An ACH takes 4 days from beginning to end and that includs the deposit. They can't come back 32 days later and say it was NSF and take the money back, but she claims they did.

She is now claiming it wasn't her bank that did it but the check company she goes through. She has promised to show me copies of all of her documentation and I have until Wednesday to either return Maddie, give them the money, or BOTH! She actually asked me for BOTH!

And as for not knowing about the charge being on the card, we have just got our second statement in the mail as it was a new cc in November. We have ONLY received two statements: one in December and one the beginning of this month and the first statement I payed the bill and didn't bother looking at transactions. I will NOT make that mistake again. I have gone over both statements and contacted the cc co to find out where this transaction had gone.

[cj125]

Originally Posted by windsor'smom

I think payment should be made but also think you are owed an apology. What happened was not your fault and they went about trying to recoup the funds in a very dishonest manner. JMHO

I don't want to harp on you Willow because I know that you've been through alot, but in the future, please start looking at your statements. I'm sure Maddie wasn't just a $20 purchase, so it really should have been something that you/your hubby checked on. And if your credit card is already maxed out... then it sounds like you're already starting down the wrong road. Financial responsibility is everyone's problem. If you run up bills that you can't pay, it doesn't just get shoved under the rug. Everyone else pays for them by the increasing costs to the rest of the consumers. I am really glad that you're going to get to keep Maddie - that would have been unbearable. And to your "special angel" for helping you out. Please learn from this
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