Someone stole my debit card number on line - YorkieTalk.com Forums

diannenet · 12-30-2010, 08:12 PM

I received a call from U.S. Bank Fraud Dept. this morning and someone has been trying to use my debit card on line. Luckily the bank caught it before they spent a large amount (it was only around $60) but someone in Paris, France was trying to purchase something from half.com (never been to that site), someone tried to pay for their aol account (I HATE AOL) and there was one other charge to some company I can't even remember the name of.)

Tis the season for thieves I guess. Just wanted to warn everyone. Might be a good idea to check your bank account on line. These showed up in my "pending transactions" which I never check but you can bet I will now. Debit card was cancel, charges were refused and all is good. Now have to wait on a new debit card. GRRRRRRRRRRRRRRR

yorkieusa · 12-30-2010, 08:16 PM

Thieves are everywhere anymore. Hope you've got some old-fashioned checks handy.

diannenet · 12-30-2010, 08:18 PM

You bet I do! Life was so much simpler when all we had was cash or check. I don't pay any bills on line except utility bills but now I'll think twice!

yorkieusa · 12-30-2010, 08:44 PM

Life used to be simpler in just about any facet you can think of.

ladyjane · 12-30-2010, 08:58 PM

Sadly, this is a common occurence.

The banks usually catch it quickly. The larger concern is identity theft...that is something very difficult to straighten out that really haunts people for a long time.

CouversMom · 12-30-2010, 09:05 PM

I had this happen to my account a couple years ago. I used an ATM in British Columbia and somehow it copied my card and pin number. The person was able to spend over 1k before I saw the transactions and called my bank. I had to file a police report and then report it to my bank. My bank of course got it back to me, but it really makes you cautious about using ATMs.

Be careful and make sure you only use well known vendors online and try to avoid using ATMs and pull money out at your bank.

It is sad that things have gotten so bad and that you have to be constantly aware of what you do...

J_is_my_initial · 12-30-2010, 09:05 PM

I love it when banks call about possible fraud. We once used our credit card at lowes for a large amount when we were building a deck on our home. The bank called to make sure we made the purchase. They thought since we rarely used the card and esp for such a large amt, it must be unauthorized.

Ivy1 · 12-30-2010, 09:09 PM

That is awful. Sorry that happend. I never shop online. I like to call the merchant directly.

ladyjane · 12-30-2010, 09:16 PM

Quote:

Originally Posted by Ivy1

That is awful. Sorry that happend. I never shop online. I like to call the merchant directly.

It can happen any place...does not have to be online. And, they never know how the people got your number. Thieves have ways.

diannenet · 12-30-2010, 09:18 PM

I only shop online with Yorkie vendors or popular sites like Amazon.com. And I always pay with PayPal when possible. At least you have a little bit of protection and recourse if needed. I have used the ATM at a QuikTrip before but I won't do that any more. U. S. Bank said their fraud dept. works 24/7 so that was comforting to know.

107barney · 12-30-2010, 09:40 PM

Every single time I travel, I have fraudulent charges show up. The card never leaves my possession yet the #s always get compromised. I have heard now that they can just get close to you in public places and can actually read the #s with a device.

diannenet · 12-30-2010, 09:44 PM

Quote:

Originally Posted by 107barney

Every single time I travel, I have fraudulent charges show up. The card never leaves my possession yet the #s always get compromised. I have heard now that they can just get close to you in public places and can actually read the #s with a device.

That really sucks big time! What is this world coming to? Makes you want to go back to writing checks. But even those are getting expensive these days.

Doodlebug · 12-30-2010, 10:00 PM

Quote:

Originally Posted by 107barney

Every single time I travel, I have fraudulent charges show up. The card never leaves my possession yet the #s always get compromised. I have heard now that they can just get close to you in public places and can actually read the #s with a device.

My husband told me to wrap my cards in aluminum foil so the readers can't read my cards. I hate that it has come to this to prevent theft.

jencar98 · 12-30-2010, 10:03 PM

It sucks, I know! Imagine how I felt....my thief was livin' it up in Hawaii last week, while I sat here in OK freezing my rear off. I told my husband, hope the thief bought some really bad drugs with our money and ended up DOA

The bank was good and our money was returned but it does shake your confidence in this whole on-line banking and purchasing thing.

SweetPuppy · 01-01-2011, 08:30 AM

How did they get your card number? You're lucky that authorities traced about it before something undesirable happened.

12-30-2010, 08:12 PM	#1
diannenet Donating YT 1000 Club Member Join Date: Dec 2009 Location: St. Louis, MO Posts: 1,363	Someone stole my debit card number on line I received a call from U.S. Bank Fraud Dept. this morning and someone has been trying to use my debit card on line. Luckily the bank caught it before they spent a large amount (it was only around $60) but someone in Paris, France was trying to purchase something from half.com (never been to that site), someone tried to pay for their aol account (I HATE AOL) and there was one other charge to some company I can't even remember the name of.) Tis the season for thieves I guess. Just wanted to warn everyone. Might be a good idea to check your bank account on line. These showed up in my "pending transactions" which I never check but you can bet I will now. Debit card was cancel, charges were refused and all is good. Now have to wait on a new debit card. GRRRRRRRRRRRRRRR __________________ *Dianne Toby Speedy*

12-30-2010, 08:16 PM	#2
yorkieusa Crazy about Kacee! Donating Member Join Date: May 2005 Location: Kansas Posts: 21,173	Thieves are everywhere anymore. Hope you've got some old-fashioned checks handy. __________________ Karen Kacee Muffin 1991-2005 Rest in Peace My Little Angel

12-30-2010, 08:18 PM	#3
diannenet Donating YT 1000 Club Member Join Date: Dec 2009 Location: St. Louis, MO Posts: 1,363	You bet I do! Life was so much simpler when all we had was cash or check. I don't pay any bills on line except utility bills but now I'll think twice! __________________ *Dianne Toby Speedy*

12-30-2010, 08:44 PM	#4
yorkieusa Crazy about Kacee! Donating Member Join Date: May 2005 Location: Kansas Posts: 21,173	Life used to be simpler in just about any facet you can think of. __________________ Karen Kacee Muffin 1991-2005 Rest in Peace My Little Angel

12-30-2010, 08:58 PM	#5
ladyjane Resident Yorkie Nut Donating YT 20K Club Member Join Date: Sep 2006 Location: Texas Posts: 27,466	Sadly, this is a common occurence. The banks usually catch it quickly. The larger concern is identity theft...that is something very difficult to straighten out that really haunts people for a long time. __________________ CLOUD NINE BEDS--YORKIE HAVEN RESCUE MY ETSY SHOP

12-30-2010, 09:05 PM	#6
CouversMom and Khloe Mae's too! Donating Member Join Date: Feb 2009 Location: Eastern Washington Posts: 14,732	I had this happen to my account a couple years ago. I used an ATM in British Columbia and somehow it copied my card and pin number. The person was able to spend over 1k before I saw the transactions and called my bank. I had to file a police report and then report it to my bank. My bank of course got it back to me, but it really makes you cautious about using ATMs. Be careful and make sure you only use well known vendors online and try to avoid using ATMs and pull money out at your bank. It is sad that things have gotten so bad and that you have to be constantly aware of what you do... __________________ Michelle- mommy to Couver and Khloe Mae! http://yorkiehavenrescue.com/

12-30-2010, 09:05 PM	#7
J_is_my_initial YT 3000 Club Member Join Date: Feb 2006 Location: Knoxville,Tennessee Posts: 3,073	I love it when banks call about possible fraud. We once used our credit card at lowes for a large amount when we were building a deck on our home. The bank called to make sure we made the purchase. They thought since we rarely used the card and esp for such a large amt, it must be unauthorized. __________________ PAWPRINTS AND DOG HAIR ENHANCE MY PERSONAL STYLE.

12-30-2010, 09:09 PM	#8
Ivy1 Senior Yorkie Talker Join Date: Oct 2010 Location: East Coast Posts: 161 Blog Entries: 1	That is awful. Sorry that happend. I never shop online. I like to call the merchant directly.

12-30-2010, 09:18 PM	#10
diannenet Donating YT 1000 Club Member Join Date: Dec 2009 Location: St. Louis, MO Posts: 1,363	I only shop online with Yorkie vendors or popular sites like Amazon.com. And I always pay with PayPal when possible. At least you have a little bit of protection and recourse if needed. I have used the ATM at a QuikTrip before but I won't do that any more. U. S. Bank said their fraud dept. works 24/7 so that was comforting to know. __________________ *Dianne Toby Speedy*

12-30-2010, 09:40 PM	#11
107barney T. Bumpkins & Co. Donating YT Member Join Date: Dec 2008 Location: New England Posts: 9,816	Every single time I travel, I have fraudulent charges show up. The card never leaves my possession yet the #s always get compromised. I have heard now that they can just get close to you in public places and can actually read the #s with a device. __________________ T. Bumpkins & Co. Washable Doggie Pee Pads (Save 10% Enter YTSAVE10 at checkout) Cathy, Teddy, Winston and Baby Clyde...RIP angels Barney and Daisy

12-30-2010, 10:03 PM	#14
jencar98 Donating YT 500 Club Member Join Date: Jun 2006 Location: Oklahoma Posts: 6,435 Blog Entries: 3	It sucks, I know! Imagine how I felt....my thief was livin' it up in Hawaii last week, while I sat here in OK freezing my rear off. I told my husband, hope the thief bought some really bad drugs with our money and ended up DOA The bank was good and our money was returned but it does shake your confidence in this whole on-line banking and purchasing thing. __________________ ~Ruby, Reno, Razz, & Jack~

01-01-2011, 08:30 AM	#15
SweetPuppy YT Addict Join Date: Feb 2010 Location: Chicago, Illinois, USA Posts: 492	How did they get your card number? You're lucky that authorities traced about it before something undesirable happened.