Pet Insurance??? - YorkieTalk.com Forums

RNJ1997 · 12-01-2008, 02:25 PM

I have been reading a lot of threads about how much people spend on their Vet bills and I was wondering, does anyone have pet insurance? I found a reputable company that many of my friends use and I have to pay around $300 for the whole year and the insurance covers my Vet bills by 80%, so all I have to come out of pocket is 20%. I could pay for a higher package and have them cover 90% or 100%, but I thought of just getting the 80% coverage quote.

So, do most of you with all your bills have insurance and that is what your still paying, or do most of not have insurance and just pay everything out of pocket?

bildio · 12-01-2008, 02:30 PM

I have insurance on Gus (1 year old), and never had insurance on Squirt (12 years old).

RNJ1997 · 12-01-2008, 02:31 PM

Quote:

Originally Posted by bildio

I have insurance on Gus (1 year old), and never had insurance on Squirt (12 years old).

Why on one and not the other?

bildio · 12-01-2008, 02:37 PM

When I got Squirt I didn't think that vet expenses would be high enough to justify insurance. I was right. Now he's too old to insure.

I had a feeling that Gus was going to have health problems, and also the plan covered neutering. So, I insured him. At the rate were going we may almost break even.

12-01-2008, 02:25 PM	#1
RNJ1997 Yorkie Yakker Join Date: Nov 2008 Location: New York Posts: 25	Pet Insurance??? I have been reading a lot of threads about how much people spend on their Vet bills and I was wondering, does anyone have pet insurance? I found a reputable company that many of my friends use and I have to pay around $300 for the whole year and the insurance covers my Vet bills by 80%, so all I have to come out of pocket is 20%. I could pay for a higher package and have them cover 90% or 100%, but I thought of just getting the 80% coverage quote. So, do most of you with all your bills have insurance and that is what your still paying, or do most of not have insurance and just pay everything out of pocket?

12-01-2008, 02:30 PM	#2
bildio Donating Senior Yorkie Talker Join Date: Oct 2008 Location: Havre de Grace, MD Posts: 1,536	I have insurance on Gus (1 year old), and never had insurance on Squirt (12 years old). __________________ *Niko (3 yrs) Gus (5 yrs)* *Squirt (17 yrs - RIP)*

12-01-2008, 02:37 PM	#4
bildio Donating Senior Yorkie Talker Join Date: Oct 2008 Location: Havre de Grace, MD Posts: 1,536	When I got Squirt I didn't think that vet expenses would be high enough to justify insurance. I was right. Now he's too old to insure. I had a feeling that Gus was going to have health problems, and also the plan covered neutering. So, I insured him. At the rate were going we may almost break even. __________________ *Niko (3 yrs) Gus (5 yrs)* *Squirt (17 yrs - RIP)*