Pet Insurance - YorkieTalk.com Forums

IndianaGirl · 08-10-2008, 01:17 PM

I just got back from the vet and paid over $500 for x rays and an enema, office visit and of course "emergency" charge because it is Sunday. Luckily thats all that was wrong with my baby, but it costs so much! Anyone can recommend pet insurance, and is it worth it?

mohawkmalli · 08-10-2008, 05:32 PM

When my boxer Bailey Jo ate whole walnuts, nails, wood, carpet and anything else she could get in her mouth it would have saved us almost 3000.00 needless to say we didn't have it then but do now....there are many different plans out there that you can choose from it is almost like choosing insurance for yourself or your family you can pick your deductible and what you want it to cover and not cover. I would check with your vet to see what they take and what kind they would recommend and what for depending on your furbabies!!!!

IndianaGirl · 08-10-2008, 05:37 PM

Quote:

Originally Posted by mohawkmalli

When my boxer Bailey Jo ate whole walnuts, nails, wood, carpet and anything else she could get in her mouth it would have saved us almost 3000.00 needless to say we didn't have it then but do now....there are many different plans out there that you can choose from it is almost like choosing insurance for yourself or your family you can pick your deductible and what you want it to cover and not cover. I would check with your vet to see what they take and what kind they would recommend and what for depending on your furbabies!!!!

Have your heard of VPI Pet Insurance? I went to the website, and for the money it seems pretty good. I really didn't think I would need pet insurance either...boy was I wrong!

nancyfancypants · 08-10-2008, 05:38 PM

Be sure to check consumer reviews on plans before you buy one, too. The emergency facility I went to here hands out brochures for one that has generated a lot of complaints, and my vet hands out stuff for another with the same problems. I don't feel comfortable giving a recommendation, but I would suggest doing a lot of research first.

IndianaGirl · 08-10-2008, 05:40 PM

Quote:

Originally Posted by nancyfancypants

Be sure to check consumer reviews on plans before you buy one, too. The emergency facility I went to here hands out brochures for one that has generated a lot of complaints, and my vet hands out stuff for another with the same problems. I don't feel comfortable giving a recommendation, but I would suggest doing a lot of research first.

Thank you for the info. It is actually harder getting my furbabies insurance than it is for myself!

Verna · 08-10-2008, 06:55 PM

I read a post earlier that said good things about PetPlan. I'm going to look into them b/c I'm not happy w/my current insurance for Maximus.

BlondeYorkieMom · 08-10-2008, 07:04 PM

There was a thread a while ago about pet insurance...
I have VPI, I personally haven't had any problems. I mostly have it in case of a large expense. I would look at many different companies, some cover breed specific ailments (VPI doesn't) but I chose VPI for emergencies. ~Like when my friend's pomeranian jumped off the couch one day and broke its leg, I think it was about $5,000 to get him back to normal!

Malia · 08-10-2008, 07:08 PM

I would also recommend petplan USA, website is Petplan Pet Insurance for Dogs and Cats. We discussed this on the forum a while back and came to that conclusion. They cover herederary diseases, which no other company (to my knowledge) covers. you can also choose the amount of deductable and the amount of copayment and the rates are accordingly. I've also heard they process their claims very quick and efficiently.
I haven't had a chance to sign up with up, but will soon.

missj2007 · 08-10-2008, 07:42 PM

My mother and I was talking about how we have to get insurance for Poppy yesterday, it is so needed!

yougetthesmiles · 08-10-2008, 09:09 PM

Just curious, your name is IndianaGirl but says you live in Cali? Just asking cause I'm in IN

IndianaGirl · 08-10-2008, 09:13 PM

Quote:

Originally Posted by yougetthesmiles

Just curious, your name is IndianaGirl but says you live in Cali? Just asking cause I'm in IN

Im an Indiana Girl at

living in sunny but expensive California

My husband who is from here, promises to move us back there next year when my son graduates High School. I plan on trying to stay in Hamilton County, but heard there is some decent areas in Indianapolis. Are you near there?

IndianaGirl · 08-10-2008, 09:15 PM

Quote:

Originally Posted by Malia

I would also recommend petplan USA, website is Petplan Pet Insurance for Dogs and Cats. We discussed this on the forum a while back and came to that conclusion. They cover herederary diseases, which no other company (to my knowledge) covers. you can also choose the amount of deductable and the amount of copayment and the rates are accordingly. I've also heard they process their claims very quick and efficiently.
I haven't had a chance to sign up with up, but will soon.

This sounds much better than the other. I really need to do this soon, you just never know with these little guys.

yougetthesmiles · 08-10-2008, 09:17 PM

Quote:

Originally Posted by IndianaGirl

Im an Indiana Girl at

living in sunny but expensive California

My husband who is from here, promises to move us back there next year when my son graduates High School. I plan on trying to stay in Hamilton County, but heard there is some decent areas in Indianapolis. Are you near there?

I'm in Warsaw, it's about 2.5 hours from Indy. Warsaw has all the Orthopedic Companies. Indy is huge! Warsaw is a pretty small town.

IndianaGirl · 08-10-2008, 09:34 PM

Quote:

Originally Posted by yougetthesmiles

I'm in Warsaw, it's about 2.5 hours from Indy. Warsaw has all the Orthopedic Companies. Indy is huge! Warsaw is a pretty small town.

When I took my husband back there, he couldn't believe all the "unused" land...lol
Were Colts fans, so Im hoping to be close enough to go to their games.

yougetthesmiles · 08-10-2008, 09:44 PM

Quote:

Originally Posted by IndianaGirl

When I took my husband back there, he couldn't believe all the "unused" land...lol
Were Colts fans, so Im hoping to be close enough to go to their games.

Were colts fans as well!

Were having a Indiana Yorkie meet up this fall in Indy! Are you going to be here in Oct??

08-10-2008, 01:17 PM	#1
IndianaGirl Little Pink Houses Donating Member Join Date: Jul 2008 Location: Burbank, California USA Posts: 1,031	Pet Insurance I just got back from the vet and paid over $500 for x rays and an enema, office visit and of course "emergency" charge because it is Sunday. Luckily thats all that was wrong with my baby, but it costs so much! Anyone can recommend pet insurance, and is it worth it?

08-10-2008, 05:32 PM	#2
mohawkmalli Senior Yorkie Talker Join Date: Jul 2008 Location: Maryville,TN,USA Posts: 185	Very much worth it..... When my boxer Bailey Jo ate whole walnuts, nails, wood, carpet and anything else she could get in her mouth it would have saved us almost 3000.00 needless to say we didn't have it then but do now....there are many different plans out there that you can choose from it is almost like choosing insurance for yourself or your family you can pick your deductible and what you want it to cover and not cover. I would check with your vet to see what they take and what kind they would recommend and what for depending on your furbabies!!!! __________________ Mommy to Mohawk Malli

08-10-2008, 06:55 PM	#6
Verna Senior Yorkie Talker Join Date: Aug 2007 Location: Irving Posts: 230	I read a post earlier that said good things about PetPlan. I'm going to look into them b/c I'm not happy w/my current insurance for Maximus. __________________ Maximus & Maggie

08-10-2008, 07:08 PM	#8
Malia YT Addict Join Date: May 2008 Location: Livermore, CA Posts: 299	I would also recommend petplan USA, website is Petplan Pet Insurance for Dogs and Cats. We discussed this on the forum a while back and came to that conclusion. They cover herederary diseases, which no other company (to my knowledge) covers. you can also choose the amount of deductable and the amount of copayment and the rates are accordingly. I've also heard they process their claims very quick and efficiently. I haven't had a chance to sign up with up, but will soon. __________________ Now if only the rest of us were as determined as this dog

08-10-2008, 07:42 PM	#9
missj2007 YT 500 Club Member Join Date: Jan 2008 Location: Florida Posts: 698 Blog Entries: 11	My mother and I was talking about how we have to get insurance for Poppy yesterday, it is so needed! __________________ I have lost my bestfriend, Poppy my angel,my protector March 29,2008-June 14,2009.

08-10-2008, 05:38 PM	#4
nancyfancypants YT Addict Join Date: Jan 2008 Location: Greater Pittsburgh area Posts: 293	Be sure to check consumer reviews on plans before you buy one, too. The emergency facility I went to here hands out brochures for one that has generated a lot of complaints, and my vet hands out stuff for another with the same problems. I don't feel comfortable giving a recommendation, but I would suggest doing a lot of research first.

08-10-2008, 07:04 PM	#7
BlondeYorkieMom Donating Senior Yorkie Talker Join Date: Jul 2008 Location: Scottsdale, Arizona Posts: 213	There was a thread a while ago about pet insurance... I have VPI, I personally haven't had any problems. I mostly have it in case of a large expense. I would look at many different companies, some cover breed specific ailments (VPI doesn't) but I chose VPI for emergencies. ~Like when my friend's pomeranian jumped off the couch one day and broke its leg, I think it was about $5,000 to get him back to normal!

08-10-2008, 09:09 PM	#10
yougetthesmiles BANNED FOR NOT MAILING PRODUCTS PURCHASED Join Date: Feb 2006 Location: Indiana Posts: 9,295 Blog Entries: 3	Just curious, your name is IndianaGirl but says you live in Cali? Just asking cause I'm in IN