[Gracie2006]

I have VPI for both girls. So far it has not paid for anything other than a small amount towards Holly's spay, and only because I purchased the additional wellness/basic care coverage. It is like any other insurance policy. You have to outweigh the cost vs. potential benefits. I'm sure if I had an emergency it would be handy, but the premiums are high. I'm tempted not to renew either policy again. For two dogs it is about $500 per year and Holly's plan paid less than $100 so far.